Auto Insurance
In Texas, having auto insurance means freedom to hit the road with confidence. As your state-wide insurance experts, we make it simple to find affordable coverage that keeps you protected and ready for the journey ahead.
Here’s a quick breakdown of the main types of auto insurance coverage and what they protect:
Liability Coverage
(Required in Texas)
Covers damage you cause to others—both their property and any injuries—if you’re at fault in an accident.
Collision Coverage
Pays for damage to your vehicle if you hit another car or object, regardless of who’s at fault.
Comprehensive Coverage
Covers damage to your car from non-collision events like theft, hail, vandalism, or hitting an animal.
Personal Injury Protection (PIP)
Helps cover medical expenses, lost wages, and other costs after an accident—no matter who was at fault.
Uninsured/Underinsured Motorist Coverage
Protects you if you’re hit by a driver who has little or no insurance.