Home Insurance
Home insurance helps protect what matters most—your home and everything in it. As a Texas-based company, we’re here to help you find reliable, affordable coverage so you can feel secure, no matter what comes your way.
Here’s a simple breakdown of the main types of home insurance coverage and what they protect:
Dwelling Coverage
Covers the structure of your home if it’s damaged by covered events like fire, wind, or hail.
Other Structures Coverage
Protects structures not attached to your home—like fences, sheds, or detached garages.
Personal Property Coverage
Covers your belongings, such as furniture, electronics, and clothes, if they’re stolen or damaged.
Liability Protection
Helps pay for legal and medical costs if someone is injured on your property and you’re found responsible.
Loss of Use (Additional Living Expenses)
Covers temporary living expenses if you can’t live in your home due to covered damage.
Medical Payments to Others
Pays for minor medical expenses if a guest is injured on your property, regardless of fault.