Terms of Use for Lone Star Quoting

1. Services Provided Lone Star Quoting provides a digital platform for individuals to request information related to auto and home insurance. Our services include collecting consumer input through online forms and facilitating informational responses from licensed insurance professionals. The goal of our platform is to provide users with a simplified method of initiating contact with insurance professionals who may assist with coverage options and guidance.

We do not sell insurance directly, nor do we offer any underwriting or policy-binding services. Our role is limited to providing a conduit for initial inquiries.

2. Eligibility Users must be at least 18 years of age and legally capable of entering into binding agreements to access or use our services. By using the platform, you affirm that you meet these eligibility requirements.

3. Quote Requests and Follow-Up When users complete a quote request form:

• The information submitted may be reviewed to determine relevant next steps.
• Based on your inquiry, you may be contacted with information related to your expressed interest in insurance services.
• We do not guarantee a response, quote, or follow-up from any specific provider or within any specific time frame.
• Technical limitations, volume of requests, or other operational considerations may impact the availability or delivery of quote-related communications.

4. Professional Network Engagement We maintain an operational network of independent, licensed insurance professionals who:

• Are required to maintain good standing with all applicable licensing authorities.
• May engage with users whose submitted information indicates a need for insurance-related services in jurisdictions where they are licensed.
• Are responsible for their own business practices and for complying with all relevant laws, regulations, and industry standards.

We do not endorse or recommend any specific provider. Engagement with a provider is voluntary and at the discretion of the user.

5. User Responsibilities As a user of the Lone Star Quoting platform, you agree:

• To provide accurate and complete information when completing forms.
• Not to misuse the site, including through unauthorized access, distribution of malicious software, or attempts to disrupt service.
• To use the information and services provided for lawful purposes only.

6. Data Use and Privacy We take data privacy seriously. All personal information submitted is governed by our [Privacy Policy], which outlines how we collect, use, and protect user information. By using the site, you consent to the collection and handling of your data as described in that policy.

While we take reasonable steps to safeguard information, no digital platform can guarantee absolute security. Users are encouraged to be cautious with the personal data they share.

7. Intellectual Property All materials on the Lone Star Quoting website, including design elements, logos, text, and graphics, are the intellectual property of Lone Star Quoting unless otherwise noted. These materials may not be copied, distributed, modified, or republished without our prior written consent.

8. No Guarantee of Results Use of our platform does not guarantee any specific outcome, including the receipt of quotes or the purchase of insurance products. Results vary based on numerous factors including provider availability, user location, and completeness of submitted information.

9. Disclaimer of Warranties The platform and all services provided through it are offered on an “as is” and “as available” basis. We disclaim all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

10. Limitation of Liability To the fullest extent permitted by law, Lone Star Quoting and its affiliates shall not be liable for any indirect, incidental, special, or consequential damages, including but not limited to loss of data, profits, or goodwill, resulting from your access to or use of the platform.

11. Indemnification You agree to defend, indemnify, and hold harmless Lone Star Quoting, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, actions, liabilities, or expenses (including legal fees) arising from your use of the platform, your violation of these Terms, or your violation of any rights of a third party.

12. Suspension and Termination We reserve the right to suspend or terminate access to our services at any time and for any reason, including violation of these Terms, without prior notice or liability.

13. Modifications to Terms These Terms of Use may be updated periodically. When changes are made, the “Effective Date” at the top of the page will be updated. Your continued use of the platform following any changes indicates your acceptance of the revised Terms.

14. Governing Law These Terms are governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law principles. Any legal proceedings related to these Terms shall be brought exclusively in the appropriate courts located in Texas.

15. Contact Us If you have any questions, comments, or concerns about these Terms of Use, please contact us at: [email protected].

By accessing and using this platform, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.